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In this video, we will determine if you should pay charged-off accounts. Ok, let's get started. Your credit score will be affected if you make late payments or miss payments entirely. Your creditor could charge you for late payments. Don't think it will go away if your bad debt gets charged to you. Charged-off debts can result in harassing calls from home or work, wage garnishment, and major credit score drops. You can get your credit score back on track by understanding what being "charged off" as bad debt means. What exactly is a Charge-Off? When you fail to make the minimum payments on a debt over a period of time, a charge-off is when your creditor declares it a bad loan. It basically means that the creditor has lost all hope of you repaying the loan and is now considering the debt as a loss in their profit-and-loss statements. Your account is closed by the creditor. This could include a credit card, personal loan, or credit card. If you fail to repay as promised ...

In this video, you learn How is your credit score is determined? A credit score is a number that ranges from 300 to 900. It describes the creditworthiness of credit cardholders or individuals who have taken out loans. Potential lenders in India use credit scores from Equifax, Experian, and CIBIL TransUnion to determine whether they are able to lend a loan. Several lenders view the CIBIL score as the standard for granting loans to borrowers. Credit scores are used to show credit history and credit repayments. They also help you understand how credit was used, credit tenures, and any previous debts. Your chances of being approved for a loan are greater if you have a credit score above 900. Rating Credit Credit scores are a way to show your creditworthiness. The four national credit bureaus, TransUnion CIBIL (Equifax), Equifax, Experian Credit Information Company (High Mark Credit Information Service) calculate it. Every credit bureau uses its own algorithm to calculate credit scores. Whe...

Move with kids: How to make it easy Your dream home is now your perfect family house. This beautiful home is a new construction with great amenities, such as a large yard and friendly neighbors. Now that you've completed the closing process and sold your existing home, all you need to do is move in with your children. Moving to your dream home can be stressful. You will need to pack, move, adjust, and transport everything. These tips will help you make your move as smooth as possible, and to keep your children happy. What to tell your kids about moving You must inform your children about the move. Although you might be anxious about moving to a new area and making sure your furniture looks good, it is likely that your move will cause your children's world to change. You will likely lose their familiarity and friends, and they will have difficulty adapting to new situations. There are things that you can do for your kids to make this transition more manageable. As soon as you ca...

In this video, we will teach you what to do to get a collection removed from your credit reports? Ok, let's get started  Let's start with the harsh truth. The odds of you being able to remove a collection account from your credit report if it is accurate are low. There are steps that you can take in order to speed up the process. These steps are unlikely to succeed. To find out where the negative items are, check all your credit reports. You can determine if the account you are dealing with is genuine. If it is, it may be possible to have it deleted from your records. You have three options: you can dispute the account (if inaccurate), call the collection agency to request a goodwill adjustment (if the account has been paid in full), or wait until the account is removed from your records. Recognize that you might not be able to remove legitimate collections from credit reports. 1. All credit reports should be checked. You can get one free credit report each year per credit bure...